"WHETHER YOUR ASSETS ARE INHERITED OR REPRESENT THE PROCEEDS FROM YOUR BUSINESS, IN A VOLATILE WORLD, YOU NEED TO KNOW THAT YOUR CAPITAL IS IN THE RIGHT HANDS."
Trust and transparency
Wealth management is our core business and accounts for the majority of the assets under management. We are deeply committed to the goals of our high-net-worth clients and proud that most have come to us on the advice of others. Whether your assets are inherited or represent the proceeds from your business, in a volatile world, you need to know that your capital is in the right hands.
From the outset, we pledge to provide :
Based on our skilled use of traditional portfolio management methods and meticulous risk management. Performance is important, but preserving your capital must come ﬁrst.
A long-lasting partnership
We are on your side of the table and will act responsibly and transparently and always put your interests ﬁrst.
Our loyalty to you is every bit as important as the excellence of our professional and technical skills. Wealth management is concerned with understanding your money matters in their entirety and deciding how they should be managed to achieve the best performance. In other words, it is about you: your goals, your concerns and aspirations. Our most important task is to view the world from your perspective and advise you or manage your assets in your best interests, using all our insight and expertise.
Best in class, not best in-house
We at RAM Capital have the advantage in that respect. As an independent company, we have no hidden agenda and no obligation to contribute to the performance target of a parent company. We are advisors known for the quality of our advice and the performance that we deliver. The instruments, products and services that we recommend are those that we believe are the best available on the market, based on our principle of open architecture.
Being independent also ensures that we can respect your time horizon. As a high-net-worth investor, you may need to take a long-term view, and we are under no pressure to focus on the short term.
Our service is extremely comprehensive and designed to accompany every phase of your life. It may range from managing or advising on your investment portfolio to structuring your estate, planning your retirement or advising on legal matters. Where appropriate, we will bring in the most appropriate external specialists to work with us and analyze your situation.
"FINDING THE RIGHT WEALTH STRUCTURE FOR YOU IS CENTRAL TO OUR GOAL OF PRESERVING AND PROTECTING YOUR ASSETS."
For your assets only
Clients with very substantial assets or a demanding lifestyle often ﬁnd it best to entrust us with a discretionary mandate. In this case, your portfolio manager will manage your investment portfolio for you. Within carefully deﬁned limits, the manager will have discretion to allocate the assets and adjust the investments as the market evolves, to optimise the potential for gains whilst limiting the risks.
The manager’s decisions will always respect the criteria that you have deﬁned together beforehand. He will be your closest ally and will spend a considerable amount of time setting your performance goals, deﬁning your management style and, most important of all, determining your risk proﬁle. Throughout your relationship, he will be at your disposal to explain his investment decisions.
This transparent, highly customised approach extends to the quality of the regular portfolio management reports, whose contents and frequency can be tailored to your needs. In addition, you will be able to consult your portfolio online and follow its progress.
A RAM Capital discretionary mandate is a bespoke service, and epitomises our ability to treat you as an individual, with unique needs. It will give you the peace of mind to get on with your life, knowing that your assets are well protected.
Our clients usually have their assets deposited with more than one bank or ﬁnancial institution, quite possibly in different countries. If that is your case, we can offer you a wealth consolidation service, providing you with a single consolidated statement of your assets, including your real estate and assets in other forms. This report, available by mandate exclusively to our clients, is produced by our proprietary system.
The service is limited to providing the consolidated report and does not entail any management decisions by us.
However, it can be complemented by a mandate to monitor performance, so as to detect any breaches of a management agreement that could develop over time. This additional mandate is also a very good way of maintaining a global view of the asset mix and assessing it in relation to your goals and risk tolerance.
Over the years, we have developed solid experience in setting up ﬁnancial and ﬁscal structures, including foundations, trusts, ﬁnancial holdings and corporate structures. In the process, we have formed a strong network of external correspondents that are available to analyse speciﬁc cases and recommend the optimum ﬁscal solution.
Finding the right wealth structure for you is central to our goal of preserving and growing your assets.